While doing online shopping most of the people use internet banking or credit/debit cards for payments. Also customers prefer to pay digital cash even doing offline shopping from grocery stores or shopping malls. That payment is done through digital wallet apps. People gradually shifting to m-commerce with the introduction of Google Wallet and Apple Pay. This trend is getting more stronger day by day in 2018. With this the organizations can harvest data and offer in-depth analysis about clients in good way. Customers will get more comfortable with this payment option.